@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=IBM+Plex+Mono:wght@400;500&display=swap');

/* ============================================================
   LoansFlow × Blackout Ledger
   Deep-black canvas, graphite cards, neon-green accent
   reserved for results & data. Numbers glow.
   ============================================================ */

:root {
  --canvas: #0a0a0b;
  --surface: #151617;
  --surface-hover: #1c1d1f;
  --ink: #ffffff;
  --ink-secondary: #e8e8ec;
  --muted: #7d7d86;
  --fog: #9a9aa3;
  --accent: #34d59a;
  --accent-glow: rgba(52, 213, 154, 0.4);
  --accent-border: rgba(52, 213, 154, 0.25);
  --amber: #ffb020;
  --danger: #ef4444;
  --line: rgba(255, 255, 255, 0.08);
  --line-strong: rgba(255, 255, 255, 0.15);
  --pill: 999px;
  --container: 1078px;
  --ease: cubic-bezier(0.19, 1, 0.22, 1);
  --dur: 0.8s;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  font-weight: 400;
  color: var(--ink-secondary);
  background: var(--canvas);
  min-height: 100vh;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }

/* ---------- Navigation ---------- */

.site-nav {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 30;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 66px;
  padding: 0 clamp(1.25rem, 4vw, 3rem);
  background: linear-gradient(180deg, rgba(10, 10, 11, 0.88), transparent);
}

.nav-brand {
  display: inline-flex;
  align-items: center;
  line-height: 0;
}
.nav-brand img {
  display: block;
  height: 1.9rem;
  width: auto;
}

.nav-links {
  display: flex;
  gap: 1.75rem;
  align-items: center;
  font-size: 0.85rem;
  font-weight: 400;
  letter-spacing: 0.01em;
}
.nav-links a { opacity: 0.78; transition: opacity var(--dur) var(--ease); }
.nav-links a:hover { opacity: 1; }
.nav-cta {
  border: 1px solid var(--line-strong);
  color: var(--ink) !important;
  opacity: 1 !important;
  padding: 0.55rem 1.5rem;
  border-radius: var(--pill);
  transition: border-color var(--dur) var(--ease), background var(--dur) var(--ease);
}
.nav-cta:hover { border-color: var(--accent); }

/* ---------- Hero: full-viewport, monumental headline over neon glow ---------- */

.hero {
  position: relative;
  min-height: 100vh;
  min-height: 100dvh;
  display: grid;
  align-items: center;
  justify-items: center;
  text-align: center;
  padding: clamp(5.5rem, 12vh, 8rem) clamp(1.25rem, 4vw, 3rem) clamp(3rem, 6vh, 4.5rem);
  isolation: isolate;
  color: var(--ink);
  background: var(--canvas);
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(ellipse 70% 55% at 72% 32%, rgba(52, 213, 154, 0.12), transparent 55%),
    radial-gradient(ellipse 60% 50% at 18% 82%, rgba(52, 213, 154, 0.08), transparent 52%),
    linear-gradient(160deg, #0c0c0e 0%, #0a0a0b 55%, #080809 100%);
}

.hero-bg::after {
  content: '';
  position: absolute;
  inset: auto -10% -25% 35%;
  height: 65%;
  background:
    radial-gradient(circle at 30% 40%, rgba(52, 213, 154, 0.18), transparent 45%),
    radial-gradient(circle at 70% 60%, rgba(52, 213, 154, 0.12), transparent 40%);
  filter: blur(50px);
  animation: glowPulse 9s ease-in-out infinite alternate;
}

.hero-copy {
  max-width: 920px;
  animation: heroRise 1s var(--ease) both;
}

.hero-brand {
  margin-bottom: 2rem;
  line-height: 0;
}
.hero-brand img {
  display: block;
  width: min(24rem, 80vw);
  height: auto;
  border-radius: 0;
}

.hero h1 {
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: clamp(2.6rem, 6.2vw, 5.25rem);
  letter-spacing: -0.02em;
  line-height: 1.02;
  max-width: 18ch;
  margin: 0 auto 1.4rem;
  color: var(--ink);
}

.hero p {
  max-width: 46ch;
  margin: 0 auto;
  color: var(--muted);
  font-size: 1.08rem;
  line-height: 1.6;
  margin-bottom: 2.25rem;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
  align-items: center;
  justify-content: center;
}

/* ---------- Hero: two-column with quick-estimate card ---------- */

.hero {
  grid-template-columns: 1.05fr 0.95fr;
  justify-items: stretch;
  text-align: left;
  gap: clamp(2.5rem, 5vw, 5rem);
}
.hero-copy { justify-self: end; text-align: left; max-width: 620px; }
.hero-copy h1, .hero-copy p { margin-left: 0; margin-right: 0; }
.cta-row { justify-content: flex-start; }

.hero-card {
  justify-self: start;
  align-self: center;
  width: min(100%, 500px);
  background: var(--surface);
  border: 1px solid var(--line);
  padding: 1.75rem;
  box-shadow: 0 30px 70px rgba(0, 0, 0, 0.35);
}
.hero-card-head { margin-bottom: 1.4rem; }
.hero-card-head .eyebrow {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.68rem;
  font-weight: 400;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.5rem;
}
.hero-card-head h2 {
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: 1.25rem;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin: 0;
}
.qe-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.9rem; margin-bottom: 1.4rem; }
.qe-field { display: block; min-width: 0; }
.qe-field > span { display: block; color: var(--muted); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 0.4rem; }
.qe-input { display: flex; align-items: center; border: 1px solid var(--line-strong); background: var(--canvas); }
.qe-input span { padding: 0 0.65rem; color: var(--muted); font-family: 'IBM Plex Mono', monospace; font-size: 0.8rem; flex: 0 0 auto; }
.qe-input input {
  flex: 1;
  min-width: 0;
  background: transparent;
  border: none;
  outline: none;
  color: var(--ink);
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.95rem;
  padding: 0.7rem 0.6rem 0.7rem 0;
}
.qe-field select {
  width: 100%;
  background: var(--canvas);
  color: var(--ink);
  border: 1px solid var(--line-strong);
  padding: 0.72rem 0.6rem;
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.9rem;
}
.qe-result { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 1.1rem 0; margin-bottom: 1.2rem; }
.qe-result-label { color: var(--muted); font-size: 0.68rem; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 0.35rem; }
.qe-result-value { font-family: 'Inter', sans-serif; font-weight: 600; font-size: 2.4rem; letter-spacing: -0.02em; color: var(--accent); }
.qe-result-sub { color: var(--muted); font-size: 0.78rem; margin-top: 0.3rem; }
.qe-open { width: 100%; }
.qe-note { color: var(--muted); font-size: 0.72rem; line-height: 1.55; margin-top: 0.9rem; }

/* ---------- Homepage rate band ---------- */

.rate-band {
  padding: clamp(2.5rem, 6vw, 4rem) clamp(1.25rem, 4vw, 3rem) clamp(3rem, 7vw, 4.5rem);
  border-top: 1px solid var(--line);
  background: linear-gradient(180deg, #0d0d0f, var(--canvas));
}
.rate-band > * { max-width: var(--container); margin-left: auto; margin-right: auto; }
.rate-band-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 1.5rem; flex-wrap: wrap; margin-bottom: 1.5rem; }
.rate-band-head .eyebrow {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.72rem;
  font-weight: 400;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.7rem;
}
.rate-band-head h3 {
  font-family: 'Inter', sans-serif;
  font-weight: 300;
  font-size: clamp(1.5rem, 3vw, 2rem);
  letter-spacing: -0.02em;
  color: var(--ink);
  margin: 0;
}
.rate-band-link { color: var(--accent); font-size: 0.85rem; text-decoration: none; border-bottom: 1px solid transparent; transition: border-color var(--dur) var(--ease), color var(--dur) var(--ease); }
.rate-band-link:hover { border-color: var(--accent); }
.rate-strip { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.rate-cell { background: var(--surface); padding: 1.1rem 1.25rem; }
.rate-label { display: block; color: var(--muted); font-family: 'IBM Plex Mono', monospace; font-size: 0.66rem; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 0.45rem; }
.rate-value { display: block; color: var(--ink); font-family: 'Inter', sans-serif; font-weight: 600; font-size: 1.6rem; letter-spacing: -0.01em; }
.rate-note { display: block; color: var(--muted); font-size: 0.72rem; margin-top: 0.4rem; }
.rate-strip-note { color: var(--muted); font-size: 0.72rem; line-height: 1.6; margin-top: 0.9rem; }

/* ---------- Buttons: full-pill only ---------- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: 1rem;
  padding: 0.9rem 2.1rem;
  border-radius: var(--pill);
  border: 1px solid transparent;
  transition: transform var(--dur) var(--ease), background var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.btn:hover { transform: translateY(-2px); }
.btn-primary {
  background: var(--ink);
  color: var(--canvas);
}
.btn-primary:hover { background: var(--accent); color: var(--canvas); }
.btn-ghost {
  border-color: var(--line-strong);
  color: var(--ink);
}
.btn-ghost:hover { border-color: var(--accent); color: var(--accent); }

/* ---------- Sections: spacious editorial rhythm, dark bands ---------- */

.section {
  padding: clamp(4rem, 9vw, 6.5rem) clamp(1.25rem, 4vw, 3rem);
  background: var(--canvas);
  color: var(--ink-secondary);
}
.section > * {
  max-width: var(--container);
  margin-left: auto;
  margin-right: auto;
}

.section-head {
  max-width: 720px;
  margin-bottom: 2.75rem;
}
.section-head .eyebrow {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.72rem;
  font-weight: 400;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.9rem;
}
.section-head h2 {
  font-family: 'Inter', sans-serif;
  font-weight: 300;
  font-size: clamp(2rem, 4vw, 3.4rem);
  letter-spacing: -0.02em;
  line-height: 1.06;
  margin-bottom: 1rem;
  color: var(--ink);
}
.section-head p {
  color: var(--muted);
  line-height: 1.6;
  max-width: 48ch;
}

/* ---------- Tool cards: dark surface, hairline frame, neon accent ---------- */

.tool-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.25rem;
}

.tool-link {
  display: block;
  padding: 1.75rem 1.5rem;
  border: 1px solid var(--line);
  border-radius: 0;
  background: var(--surface);
  transition: transform var(--dur) var(--ease), border-color var(--dur) var(--ease);
  min-height: 170px;
}
.tool-link:hover {
  transform: translateY(-2px);
  border-color: var(--accent);
}
.tool-link .num {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.72rem;
  font-weight: 400;
  letter-spacing: 0.14em;
  color: var(--accent);
  margin-bottom: 1rem;
}
.tool-link h3 {
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: 1.25rem;
  letter-spacing: -0.01em;
  margin-bottom: 0.55rem;
  color: var(--ink);
}
.tool-link p {
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.55;
}

/* ---------- Dark band: monetize / pillars ---------- */

.monetize {
  background: var(--surface);
  color: var(--ink);
}
.monetize .section-head .eyebrow { color: var(--accent); }
.monetize .section-head p { color: var(--muted); }

.pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.75rem;
}
.pillar {
  border-top: 1px solid var(--line-strong);
  padding-top: 1.4rem;
}
.pillar h3 {
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: 1.1rem;
  margin-bottom: 0.6rem;
  color: var(--ink);
}
.pillar p {
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.6;
}

/* ---------- Footer: deepest black ---------- */

.site-footer {
  background: #080809;
  color: var(--muted);
  padding: 3rem clamp(1.25rem, 4vw, 3rem) 3.25rem;
  border-top: 1px solid var(--line);
}
.site-footer > * {
  max-width: var(--container);
  margin-left: auto;
  margin-right: auto;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
}
.footer-grid h4 {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.7rem;
  font-weight: 400;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.9rem;
}
.footer-grid a, .footer-grid p {
  display: block;
  font-size: 0.85rem;
  margin-bottom: 0.5rem;
  line-height: 1.55;
}
.footer-grid a { transition: color var(--dur) var(--ease); }
.footer-grid a:hover { color: var(--ink); }
.footer-note {
  font-size: 0.78rem;
  line-height: 1.7;
  border-top: 1px solid var(--line);
  padding-top: 1.4rem;
  color: rgba(255, 255, 255, 0.35);
}

/* ---------- Ad slots ---------- */

.ad-slot {
  margin: 0 auto 1.5rem;
  max-width: 980px;
  min-height: 90px;
  padding: 0.65rem 0.85rem 0.85rem;
  border: 1px dashed var(--accent-border);
  border-radius: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.3rem;
  background: var(--surface);
  transition: min-height 0.2s ease, opacity 0.2s ease;
}
.ad-slot .adsbygoogle { width: 100%; max-width: 100%; }
.ad-slot[data-ad-state="empty"] {
  display: none !important;
  min-height: 0 !important;
  margin: 0 !important;
  padding: 0 !important;
  border: none !important;
}
.ad-slot[data-ad-state="filled"] {
  border-style: solid;
  border-color: var(--accent-border);
}
.ad-label {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.62rem;
  font-weight: 400;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--accent);
  align-self: flex-start;
}
.ad-size { font-size: 0.8rem; color: var(--fog); }

.monetize .ad-slot,
.site-footer .ad-slot {
  background: rgba(255, 255, 255, 0.03);
  border-color: var(--accent-border);
}
.monetize .ad-slot .ad-label { color: var(--accent); }

/* ---------- Motion ---------- */

@keyframes heroRise {
  from { opacity: 0; transform: translateY(28px); }
  to { opacity: 1; transform: none; }
}
@keyframes glowPulse {
  from { opacity: 0.5; transform: scale(1); }
  to { opacity: 0.9; transform: scale(1.06); }
}

@media (max-width: 980px) {
  .tool-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 900px) {
  .pillars, .footer-grid { grid-template-columns: 1fr; }
  .nav-links a:not(.nav-cta) { display: none; }
  .hero-brand img { width: min(18rem, 86vw); }
  .nav-brand img { height: 1.6rem; }
  .hero { grid-template-columns: 1fr; text-align: center; gap: 2.5rem; }
  .hero-copy { justify-self: center; text-align: center; max-width: 640px; }
  .hero-copy h1, .hero-copy p { margin-left: auto; margin-right: auto; }
  .cta-row { justify-content: center; }
  .hero-card { justify-self: center; width: min(100%, 440px); }
}

@media (max-width: 640px) {
  .tool-grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: clamp(2.2rem, 9vw, 3rem); }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation: none !important;
    transition: none !important;
  }
}