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SBA down payment (equity injection) calculator

Work out the down payment an SBA lender will expect for a purchase or expansion, and how seller notes can count toward it.

About this calculator

This tool runs entirely in your browser; nothing you type is sent anywhere. Results are estimates, not offers or quotes, and your lender’s numbers will differ. See how our numbers work for the formulas and assumptions.

Want the full picture on the loan itself? Read the SBA 7(a) Loan page for requirements, typical terms and how to apply.

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