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Debt service coverage (DSCR) calculator
Divide net operating income by yearly debt payments to see the coverage ratio lenders look at, usually 1.25 or higher.
About this calculator
This tool runs entirely in your browser; nothing you type is sent anywhere. Results are estimates, not offers or quotes, and your lender’s numbers will differ. See how our numbers work for the formulas and assumptions.
Want the full picture on the loan itself? Read the Commercial Term Loan page for requirements, typical terms and how to apply.